November 23, 2013


Comments Off on Amortization

One of the fruits of this development was the creation of some termosespecficos in the area of finances, as it is the case of the concept of Capitalizaton, that amongst the diverse conceptual terms we can suggest: to join to the capital, to transform into capital, to accumulate or to join money aiming at to form a capital. 1,3 Amortization In the composition of the paid installments in any species definanciamento two parcels are enclosed: one that if relates to the capital quefoi loaned, and other destined to the payment of constant interests in the financial regularcontrato. In reference to the Amortization, in the diverse workmanships especficasde mathematical financier consulted in the elaboration of this work foramencontradas definitions in the same direction, that is, is the parcel that correspondeao payment of the loaned capital.

As definition of the guide of financing of portalWinfinance, the amortization is the part of the payment that effectively diminishes osaldo wing. The referring part the interests does not diminish the value of the debt, the quesignifica to say that these are ‘ ‘ custos’ ‘ that if paid peloemprstimo. Thus, in the end of the operation, the addition of the amortization part detodas the installments must be equal to the value of the loan. The formula below wide is spread out in the literaturavoltada one to the financial area, and has intention to make possible a melhorvisualizao and agreement on this concept: Installment = Amortization + 1,4 Interests Indexation We know that emnosso is of remote time the existence of the inflation country, having, throughout time, diminished substantially its efeitosnefastos and in the current days reaches levels that arrive at the house of a digit, however this fact still cause a true terror to the population with oaumento, despite controlled, in the prices of the goods and services. Currently, economic asituao more is stabilized, however the population still continues to abide consequences of this mazela, although to be brightened up with the legal support of nossosistema.