It is increasingly less to give start one of the moments more expected by the buyers of bargains: the summer sales. Any excuse is good to renew costumes, and what better than a few discounted prices to make it more economical. Good buyer of Inc has to know not only buy items with the lowest prices, also have to buy common sense. With the almost infinite range of products offered today by shops and large discounts that can be found at the sales, it is very easy that purchases will be hands and end up buying products that don’t even need. Over the years, and as it has been approaching era of rebates, have not been few media have given us tips for responsible consumption. Here are some of them, which will help us to make the most of our shopping:-make a list of articles. Go without a shopping list can be our undoing, since more than likely end up with clothes that don’t even need. Why me I bought these slippers if I have four pairs without brand new home? -The rush are bad.
As in almost all circumstances of life, the rush aren’t good companions. The early days of sales, the jostling and crowds of prospectors Inc will make us buy clothes on offer in the first place you visit, when ideally, compare in several stores before you decide to make the purchase. -Beware of damaged items! The large number of people who manosea garments during rebates can make that these are defective. Unless stated otherwise they may return, but it is better to save yourself the hassle. -Sets a maximum budget to spend. It is very easy to get carried away during the sales and to realize at end of month that we have spent too much. Save the purchase receipt. Although this is a Council that also serves the rest of the year, it is never more recall. According to this list of tips it will be very difficult to not succeed in your purchases this summer. But if you are one of those the bustle and crowds of the sales return to that crazy, you can always go against the tide and decant you for doing your shopping at affordable prices in some outlet during the rest of the year.
Productivity is the ratio between the production obtained by a productive system and resources used for such production, can also be defined as the relationship between the results and the time used to obtain them: the smaller the time that lead results desired, more productive is the system. Visit Mark Bertolini for more clarity on the issue. Actually productivity must be defined as the efficiency indicator that relates the quantity of product used with the amount of production obtained, on occasions, the time loss is caused by obsolete habits that however we continue to use because we have set in our mind a pattern of very hard work, almost always it is possible to do a same work in a different way and get a good result or at least one acceptable result. It is the key to optimize working time healthy time management habits, these habits are: dedicates the first and the last 5 minutes of the day to plan the day and schedule the next. Always plan before acting and focus on what’s important. Follow tusbiorritmos and leverages the periods of maximum performance for the most important or most complex tasks. Group issues and actions related to one another. Each task must have an allotted time and you measure if you do meet him, if you spare time if you assign or use longer than the set time for a task or you missing fall into inefficiency or if you assign less fall into ineffectiveness. Aparta always a time to think and reflect, space will be your quiet time. Always plan in writing and if possible use a system of integrated and computerised agenda. Review the planning, is to be fulfilled. Source original author and source of the article.
The city of Seville is one of those cities with great attractions, is not more than say that it is one of the most attractive of all Spain. With its impressive monuments and traditions every year dazzles who visit. Several days will be needed to traverse the city, due to the number and diversity of places of interest and the great attractions that encloses. Then you mentioned the most interesting to visit, in the event that you have little time, monuments and buildings that propose a forced walk: La Catedral: is the largest in the world and at the same time Gothic Cathedral, because of its size the third Christian Temple, after the Basilica of San Pedro of the Vatican in Rome and St. Paul’s Cathedral. Due to the Majesty of its characteristics, it was declared by UNESCO World Heritage in 1987.
The Giralda tower: the renowned Bell Tower of the Cathedral of Seville and the most emblematic Tower in the city. The Giralda was built in the 12th century with a pointed analogy to the Marrakech Koutoubia mosque. Your Coronation of Renaissance style was designed between 1558 and 1568. The Reales Alcazares: Is the oldest Royal Palace in Europe. Among some of the most important rooms are: the courtyard of the maidens, the Hall of Kings, the Hall of the Emperor, the Hall of ambassadors and the gardens of the Alcazar. Other sites that deserve special attention are: the Plaza of Spain, the Tower of gold and the Barrio de Santa Cruz. When you visit a hotel, hostel or other place in Seville, don’t forget shopping and purchase some wonderful traditional products, as their blankets and their ceramic ornaments. Original author and source of the article.
Anne Spencer live as a couple is one of the experiences that can be a stimulating experience, covering a myriad of human conditions. Firstly the longed human condition, link us, living with someone, bind us and continue with a shared life, not a life equal and without nuances. Secondly, it gives us security, be United with someone who allows us to and we allow you to enter into the intimacy of the everyday of our days and also of giving and receiving a very human situation as any yes I love I have to give it but it is also important that you receive. Add to your understanding with Brian Krzanich. Couple, means, torque, equal, on the same line, we are equal in terms of the structure of the couple but even ancestral practices seems to have charge of placing women in a place lower, different and distinct from the wrong, the problem is that she has believed it, and manages his life according to a couplefront which shows decreased, although by definition it is in the same range. The factors that come into play in this situation are diverse and involve also the biography and experiences of each one and which in particular .There is just one factor that determines the relationship that I’m going to establish, the components of the constellation to establish couple are many and varied, or better, or worse, simply they are, it is a matter of recognizing only own to understand my relationship, and those variables that have led me to be in the relationship that I am or not. It is an emotional load of weight until the death do us part, and is very good from the point of view of society, yes couples held together better will be the society since the family is the nucleus of this situation, but as to the end and after, they are abstractions that have nothing to do with human life but with its idealsI wonder? UNTIL DEATH US SEPARATE IF THIS RELATIONSHIP I HAVE DEAD IN LIFE? Worth then that premise have duty hoard and save a relationship, although to all lights to be toxic, take me to the internal destruction and instead of having moments of sharing, I have more moments of tension and unhappiness? DO UNTIL DEATH US SEPARATE BUT IF THE RELATIONSHIP HAS BEEN GIVEN IN EVERYDAY LIFE WITH EMOTIONAL BLOWS, AND AT TIMES EVEN PHYSICAL VIOLENCE? How much is it necessary to comply with the social, religious or family mandate with respect to the couple is LO more important and up to which the death do us part? And I here I stop and wonder: does death which I am defending, my partner or my life itself? What is the eternal dream that I have to live in this life? Yes is true that until death do us part, then in the meantime it is essential you may need to experiment, mistreatments, disappointments, controls, harassment, insults, violence and indifference really is important to live a hell to reach the Kingdom of heaven? In my opinion and in my opinion I prefer to live the Kingdom of heaven in this life, that suffer, suffer, take me to my children between the legs, be full of stress, anxieties and depressions that earn me an eternal life. If you have read about Brian Krzanich already – you may have come to the same conclusion.
In this sense, it is valid that let’s talk about: formal, informal, primary groups, task, base, therapy, personal growth, meeting, groups T, etc., however, the groups have in common, some general properties. In this work, are considered as General properties of a group, the following characteristics: interaction, cohesion, structure, the rules and the goals of the group. Below defines each one of them: the interaction: this referred to the reciprocity between two or more persons (reciprocal effect), includes ways and means through which individuals interact between if (relate), to perform the tasks of development, maintenance and growth of the group. This is a property or characteristic common in small groups (maximum 15 participants), and which more is developed in praxis. Cohesion: Is the degree in which a group is appealing to its members, is given by the feeling of belonging to the group.
Also is defined, as a set of forces that act upon the members of the group, to make them stay there. Cohesion strengthens the bonds of camaraderie and friendship among the members of the group. Investigations on cohesion, demonstrate that it requires that the members of a group have a very high morale, feelings of belonging and identification with peers; This feature instills underlying, among the participants of a group. Structure: Refers to the Organization and to the rules of behavior of the group. This property implies a hierarchical system in which group grants to its members, positions and different in accordance with: roles capabilities, skills, knowledge, status, age, etc. Standards: Constitute the frame of reference for the behavior of the group. Also defined, as the rules of conduct proposed and accepted by all members, for the proper functioning, maintenance, growth and development of the group. Goals: Constitute the result expected by the Group; to achieve them, the members of the group work together.
The ways of the Lord, and the criteria of the AEPD are inscrutable. Today we will see how 2 assumptions very, yield radically different results, thanks to the interpretative criteria of the Spanish Agency of data protection. Course #1: By mistake, a mobile phone company sends another customer invoice by email. Data disclosed by error, include: name and surname; NIF; Address; zip code; locality; Bank; number of bank account (ten digits); detail of calls by phone number. Course #2: By mistake, a company of repair of mobile handsets gives a pendrive with 7 different than their own phones backup to a particular client. Data disclosed by error, include: name and surname of the holder of the phone, personal photos, personal agenda with phones, mails and addresses in your contacts list calls made and received, and issued and received sms. What differentiates both assumptions? In the first case, the telephone company Mobile is responsible for a file, according to the organic law of protection of data and responds to breaches incurred. However, in the second case, the client is not responsible for any files, because the files maintained by individuals in the exercise of exclusively personal or domestic activities are excluded from the scope of the data protection Act (2.2.
to LOPD). It is logical and understandable. Makes no sense that a latin lover would inform his conquests that their data will be incorporated to a file of their responsibility in good order, perhaps in this case Yes would be could be defensible but if each of us had to comply with the data protection act by the data of our relatives, friends and acquaintancesSurely we encerrariamos us at home. And what happens with the mobile terminal repair shop? It is not responsible for your negligence? Well not. For the AEPD, not to apply the law to the owner of the file as a file of personal agenda treatment that makes the store by instruction of the owner, nor is it subject to a sanction of the LOPD.
If the store had used the data for their own purposes, yes had been liable to treat data without consent but as what he did was to comply with the obligation of duty of secrecy with respect to 7 persons who were harmed their privacy by this shop, the AEPD understands whereas does not impose any sanctions. However, the company’s mobile telephony for the first course, they put him a fine of EUR 6000 jests and sonorants. Does this mean? Therefore to give some examples assumes the following: A Spanish email (e.g. @telefonica.net) service does not have to apply any security measures to a hypothetical database of addresses of recipients of emails from customers. Likewise, if @telefonica.net had a mishap of security affecting these data, nor would any responsibility. A service of targeted online agenda to individuals do not have to comply with any of the regulation safety measures. And a myriad of other examples. Is the criterion of the AEPD correct? Clearly is not. The files received by the person the second assumption complainant also include personal data specific to the customers of the shop, which Yes are the responsibility of the same, and should be protected by the data protection act. However, repeated by the AEPD, criterion does not sag nor before a duly reasoned appeal. That said, the criteria of the AEPD are inscrutable and we aren’t worthy of calling them into question.
Trusts Profim Profim since 1995 is dedicated to offering a completely independent and therefore objective, advice which we design and manage portfolios of investments tailored for each of our clients. We have become the first Spanish EAFI, giving our customers a maximum safety in all their investments. Among the services offered Profim patrimoniales advisers: design portfolios of funds from a measurement of profile of investment, the client and the situation of the financial markets. Tracking service. We manage and constantly analyze the evolution of funds and investment portfolios, informing customers of any changes that are made when the circumstances of the market at all times. This service includes customized quarterly reports consisting of analysis notes, alerts and alarms.
When creating portfolios of mutual funds the best investment funds we select for each moment of the market for each asset, sector or country in which to invest, be with total objectivity and no brand limitations. It is what Profim call main open, characteristic architecture of our business model. Recommendations on all market funds registered with the CNMV (national securities market Commission). Clients if they so wish or have no time may delegate the management of their portfolios in a financial institution which will apply the same strategy designed by Profim. Finally we offer all our customers all the information necessary to enable it to purchase investment and funds recommended values through an account opened in banks that count with operating platforms from which all types of funds can be purchased.
The instrument that is used for this measurement is the audit of image. You can not design or drafting an annual strategic plan if we don’t know how we are perceiving our different specific audiences before. Many institutions use the service of monitoring news to measure their image, and they consider that it is sufficient, but this is only a part, of the media, the media profile. An audit of image should be considered in an integrated manner in such a way that it will serve to make an assessment of all the aspects that make up the image, which are equally important, such as the value of its brands, the service to the customer, financial reputation, the opinion that employees have and that projected abroad, to cite only some variables.
It is advisable to hire a market research firm to do an audit of image since they count with the structure, staff and appropriate measuring instruments. It is important to consult or ask for references from previous work that these firms have been made for other institutions and assess their expertise on these issues. So that an audit of image is complete should be given 4 important aspects and that, for me, they encompass almost all the areas that are of interest: financial (financial reputation and capital structure) image commercial image (value of product, customer service) and the value of brands the internal image (the internal climate and employees) public image (image in the media and in public opinion) especially if a company just passed by a crisis media situation, audit of image measuring impact or damage the corporate image could have suffered and that affects the value of brands, mood of the employees, the confidence of creditors and suppliers. The indicators obtained can serve as reference for a repositioning campaign image if necessary. An audit of image is not a study that was efectuamuy followed, unless this wants to say that debemosdescuidarla image of the institution. Permanent monitoring and auditing, for me, is a starting point for henceforth, creating monitoring mechanisms. Image auditing tells us where we are and, on this basis, we can decide where we want to go in terms of communication.
Celeris group want to anticipate the rise in VAT, adopted by the Council of Ministers, which shall enter into force on 1 September this year, so left a month and a half so that consumers escape, to some extent, the strong rise in tax. Celeris group informs you that from September 1, all goods and services taxed today at the general rate of 18% will become 21%, goods and services taxed at the reduced rate of 8% become 10%, other assets that were encumbered by the reduced rate will be coup of 8% to 21%, while the super-reduced rate of 4% that applies to goods of first necessity remains unchanged. In terms of consumption, these measures will mean that those in this month and half anticipate large purchases, such as appliances or furniture, can achieve savings remarkable thanks to groups of funding as Celeris. Given the current economic situation arises as a facilitator for these purchases at the last moment the purchases on credit in own establishments to through financial credit institutions. This will cause that many consumers who do not currently have the full amount to perform desired shopping can do so and save the increase of tax burdens, thus group Celeris can help in this type of procurement by making them more accessible to all.
Thanks to the certification of the FSA, IFXBG is already working on the bags of Frankfurt, Berlin, Plus Markets and GXG Markets. IFXBG, after two years helping and advising Spanish companies to find financing in the stock market in Frankfurt, now expands the number of bags that quote for the companies of our country, with the possibility of access to more markets and investors as well. In addition, the FSA (Financial Services Authority) as a financial entity that authorizes these financial services in the United Kingdom, has awarded IFXBG license for use throughout the European territory, thereby undertaking to act on new exchanges of markets across Europe. Currently IFXBG acts already in: Frankfurt Exchange is the largest stock exchange within the Deutsche Borse the benchmark index is the DAX. Orders in the German market are contracted through an orders of continuous trading system called XETRA. Currently, Deutsche Borse It held 60% of the resulting entity of its planned merger with NYSE. That entity would be, with large difference, world stock market higher. Berlin Exchange – is a stock exchange based in Berlin, Germany, founded in 1685 through an edict of the great Elector Friedrich Wilhelm and is one of the oldest institutions of its kind in the world.
In order to address internationalisation and the growing consolidation pressure, Borse Berlin has followed a strategy of niche successfully since the mid-1990s, with a particular focus on providing service to the greatest possible number of foreign companies. Plus Markets is a stock exchange based in London providing to United Kingdom and international enterprises, access to European capital through a wide range of markets in growth-based and fully prepared. The market offers a profitable growth of access to capital for companies seeking the first step in a public market. GXG Markets is a bag that sets a new unique and flexible capital market for companies and investors from middle type. GXG Markets offers an affordable platform for companies who find them very costly and complicated to complete requirements designed for regulation of large companies. Currently, IFXBG is also negotiating the possibility of Spanish companies are listed on a stock exchange of the Asian continent. This strategy is intended to increase the possibilities of raising funds because Asian investors currently have the highest levels of resources worldwide, apart from a remarkable appetite for acquiring capital of Western listed companies. More information in: IFXBG, C / Ferraz, 28,28008 Madrid Spain phone: 917588119 E-mail: Web: author: Pilar Esteban, head of communications for Markarte (www.markarte.net) about IFXBG IFXBG was born in January 2010 and is constituted by a group of professionals specialized in financial operations of relevance with one expands over 20 years professional experience. IFXBG partners have been involved in major operations with stock exchanges with international banks, institutional investors, investment funds, sovereign wealth funds and have brought more than 2,000 companies to bag, many of them in Germany and the USA.UU. Now installed in Spain with the aim of getting financing, internationalisation and growth solutions to Spanish companies.